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Beware: Credit Card holders

21st April 1999      Pgmr_Brd @orgmarg.satyam.net.in

Hi friends,

I have a photo-card from Standard Chartered. This card was valid in India &
Nepal only, like most other cards.

Lately, they have introduced a Global Card and they have advertised it as
being 'at not extra cost' in all their brochures. But to my surprise, when
I went to get one, they asked for Rs. 200 extra - now this is not mentioned
anywhere in their brochures.

This led me to check their 'picture-card' offer, which also was similarly
advertised some months back - and sure enough, they had an additional cost
attached to that too - your subscription cost (annual fee) will go up by
Rs. 100 if you opt for a picture card !!!

IMHO, these credit card companies are taking people for a ride by employing
tactics like false propaganda / suppression of facts, etc.

I hope this useful to existing & prospective credit-card holders. So beware
( or be aware ) :-).

Regards,
Pravin.


2nd May 1999      Anup Sharma @giascl01.vsnl.net.in

Hi !
I am an SCB card holder and I too had wanted an upgrade to Global Card but
when i called their help line regarding this , they informed me that in due
course all cardmembers will get an offer for the same and if one decides to
get it upgraded right now , one would have to pay Rs 200/- extra. I think it
was nice of them to inform the customer about additional charges . Otherwise
too , SCB services are quiet good - better than AMEX atleast , with which I
have had a very bad experience.

Anup

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